He lived in the world Boy. Programmer, married, 2 children, senior Son studies in Novosibirsk at the university.

The guy has the opportunity to take an IT mortgage at 6%. And they are with wife decided to take Son’s good apartment in Novosibirsk: let him do what he wants with it, but the apartment is immediately bought as a highly profitable object.

The guy approached the task as a programmer.

To begin with, I found my business account – based on recommendations, I went to a very cool Realtor in Novosibirsk – a specialist with a capital letter “C” or even just like that you can write “PROFESSIONAL”. When the guy was describing to her the apartment he would like to buy, he gave an example of a residential complex on Aviators in Krasnoyarsk – he stayed there and liked it very much. And the realtor said: “You can not continue, I was selling an apartment in this residential complex“. Curtain.

Next, the Guy (laziness is the engine of progress) thinks like this: you have to get rid of all this bullshit, and you don’t have enough time, even just to sleep. And my healthy forehead is cooling down in Novosibirsk. It’s a mess. Brings Realtor + Son + Wife together. Limits the rules, including regarding finances. And self-eliminating.

That’s all, the process is over, the Wife + Son are looking at something, comparing something, making a call with the Realtor. And the guy even reads all this general correspondence diagonally, occasionally checks and corrects something. At one time, I spent about 6 hours from strength, and the process confidently goes to the finish line, as always.

(But the Son and the Wife are already tired of plowing like this out of quiet sadness, for them it is an extreme type of activity)

Recently, the guy met his Others – A serious, confident businessman, successfully developing, does not sit still. He had a similar situation 3 years ago – he bought an apartment with his daughter’s mortgage in Nizhny Novgorod (and has already paid it off), his goals are roughly similar to the Boyfriend’s goals.

And the Boy thought: Ana, I will ask information from a person who has already gone all this way, suddenly he will tell me something smart. While they were discussing, the Boy realized that the Friend was asking him questions that he could not answer. And interrupts the dialogue with the following conclusion: “Come on, my Son will call you tomorrow and you will talk to him. Because I still didn’t understand half of it. And then I will ask him and you what you said there“.

And it seems that everything is OK, but the Friend looks at the Boy with bewildered eyes:

• Listen as you can, why are you such a moron? This is money, and a lot of it, there are many options, the chance to fly into a bad developer is great, the cost is a big spread, and you gave everything to the side. I made the wrong choice – you can fly in for a couple of million.

• Listen, you have an adult daughter who understands that the apartment is being bought for her, and an intelligent adult wife who understands that she is buying an apartment for her child. Do you really think that they will choose a worse apartment than you?

• No, I don’t think so.

• What else do you need?

But at that time they did not understand each other.

On the second day, the Son called to report on the conversation with the Friend:

• I found the second option of the selection strategy, looked at the tools that my friend talked about. Dad, why do we need a Realtor at all?

• In a sense, do you think you can handle it yourself?

• Theoretically yes, it’s more difficult of course, but I don’t see any problems.

• Well, no, there are agreements, that’s one time. Second, you’ve only worked with a Realtor for a few weeks, and you’ve gone from 0 to the point where you plan to go it alone. It makes me happy. But are you sure that you have taken from her all that she can give?

• Understood

• Was the conversation with the Friend useful?

• Yes, but I don’t want to get between you and I don’t take part in your quarrels.

• Ummm. Did not particularly understand?

• But he called you a babbler and convinced me to ask him to control the course of the event more. And now you called him names and said that he doesn’t understand a damn thing.

• These are our internal problems, just friendly banter.

Doesn’t he understand the main thing? Yes, I can take over the management, and I will most likely (but not a fact) do a better job than you, due to my experience. Let’s say the price drops by a million.

But if you look at it from the other side? Now, at the age of 21, under the supervision of a competent specialist, you are going through the process of solving a very difficult task. I myself went through it closer to 30 and cut off a lot – the consequences are still being discussed. In addition, you have a father constantly standing behind you, who does not particularly interfere in anything, but sees everything and takes control slices. In short, like a pilot’s instructor in the sky – always ready to take control. And so far he has never done it. I believe that gaining experience in solving such a household situation at the age of 21 – taking into account inflation, it costs a million, I’m not against it.

Basically, two intelligent adults solve the same problem, but I like my result much more.

And Friend could have done the same, bought this experience of his daughter and wife, but simply did not look at this operation from that angle. In addition, he spent a lot of time on this, which he could easily pour into his business, and it would be 100% more profitable for him in terms of the cost of the hour spent. That’s why I also call him a babbler, nothing personal.))

And the Boy’s Son understood, but the Friend is not there yet.